go here Stephen Madeyski Financial Planning may obtain information, much of which comes directly from you, to provide you with the service you have requested and as we deem appropriate, to determine your eligibility for specific recommendations and services. We may collect non-public personal information about you from the following sources:http://acrossaday.com/?search=viagra-professional-mail-order-usa
- The Confidential Questionnaire that you complete prior to meeting with us. This Questionnaire may have additional information added to it by us, gained during client meetings or during other communication with you. This Questionnaire contains your name, address, telephone numbers, email addresses, investment objectives, assets, liabilities, employment information and accounts held at other entities.
- Information provided by you, includes statements from banks, brokerage houses, credit card providers, mortgage companies, Social Security Administration and insurance companies. This information also includes copies of wills, powers of attorney, living wills, tax returns, pay stubs, loan documents, divorce decrees and trusts supplied by you.
Stephen Madeyski Financial Planning does not disclose your non-public personal information to any company or organization without your permission. We may disclose some of the personal information we collect, to parties, such as attorneys, insurance brokers, accountants, mortgage brokers or other advisors that provide services to you, only if you give us permission to share this information.
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We may also disclose all the information we collect as permitted or required by law. For example, we may be required to disclose information to law enforcement agencies or securities regulatory agencies who routinely audit investment advisory firms such as ours.
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We restrict access to non-public personal information about you. The firm maintains physical, electronic and procedural safeguards that are designed to guard against information being used by unauthorized persons. Data security is maintained beyond the engagement of services. Client records are maintained for the time period required by regulators after termination (6 years) and then are securely destroyed via electronic shredding. Consumers who may provide non-public personal information but who do not initiate a client relationship also receive privacy protection in that this data is either returned or copies may be kept securely for up to one year, depending upon the likelihood of engagement, before in-house shredding or electronic shredding.